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After a surprisingly low point, more money doesn’t make you happier.

Rich people get depressed, just like the middle classes.

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That’s why you can’t walk far in Africa without tripping over a philanthropist. You’ve no time to learn, because you’ve three different architects coming over to quote on your summer home. Let’s hope your financial advisers aren’t swindlers, too. Does she really find you fascinating, or just your bank balance?

People are very critical of the wealthy, especially here in the UK. Is he really won over by your beauty, wit, or experience, or does he just hope to bleed you dry while banging the French au pair?

In the US entrepreneurs are celebrated, but newly rich Brits will find many people waiting for them to fall. Your yacht isn’t as big as the one next door, or you had to buy your furniture, unlike your neighbours who had theirs passed down from the 17 Century. The most surprising thing about “Let me repeat it one more time. In fact, it is almost certain to impose the opposite condition – if not from the stresses and strains of protecting it, then from the guilt that inevitably accompanies its arrival.”You wanna hate me then hate me; what can I do but keep gettin money, funny I was just like you I had to hustle hard never give up, until I made it Now y’all sayin that’s a clever nigga, nuttin to play with Thanks for reading!

Don’t get me wrong – it’d be a nice problem to have.

However I’ve been giving this some thought – inspired by my strange and unfounded fear of winning £56 million pounds in the lottery – and there are quite a few bad points.

Talking about the pros and cons of being wealthy seems as one-sided as a boxing match between Warren Buffett and Muhammad Ali.

If you searched out ‘the pros and cons of being wealthy’ as a sanity check before accepting a briefcase of cash, I say take the money!

Later on you can come back and tell us how hard it is being rich. Unless you’re very religious, contrarian, or you’re visiting our planet ahead of the full-scale invasion from Mars, you’ll know how great it is to have money.

The esteemed rap poet Nas sums up the general picture as follows: Mr Nas is a bit weak in rhyming the clothes he’s trying with those that he’s buying, but then he doesn’t need to try too hard – Nas knows we’ve all dreamed of being rich. At the very least, being wealthy gets you: Feel free to substitute your own desires. When I said this article was about the pros and cons of being wealthy, I meant it: having a lot of money has drawbacks, especially if you get rich overnight.

I’ve met a fair few rich people over the years, mainly through work, and I’ve also read widely on the subject, and I feel confident in listing these negatives.

(For clarity, I’m talking about being really rich – £10 million / million net worth or more).